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Cases We Take

Fair Credit Reporting

(FCRA)

The Fair Credit Reporting Act (FCRA) is a federal law that promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies (CRAs).

Fair Debt Collection Practices

(FDCPA)

The Fair Debt Collection Practices Act (FDCPA) was enacted by congress to help protect you from the harassment from debt collectors.

Unlawful Repossessions

A illegal repossession is when a lender takes possession of a vehicle without following the legal process. It usually happens in two different ways.

WHY CHOOSE US?

Advocates You Can Trust. Enforcement You Can Count On.

WHY CHOOSE US?

Advocates You Can Trust. Enforcement You Can Count On.

Attorney Backed


We partner with consumer protection attorneys throughout the U.S. to ensure that you have the maximum amount of accessibility for enforcing your rights.

Results Driven


We work hand-in-hand with out clients to ensure that we create strategies of enforcement that are results focused and driven.

Experience that Counts


We’re experienced at uncovering bad business practices. Oftentimes we’re able to leverage these violations to enforce creditors and debt collectors to release you from bad debt.

Attorney Backed

We partner with consumer protection attorneys throughout the U.S. to ensure that you have the maximum amount of accessibility for enforcing your rights.

Results Driven

We work hand-in-hand with out clients to ensure that we create strategies of enforcement that are results focused and driven.

Experience That Counts

We’re experienced at uncovering bad business practices. Oftentimes we’re able to leverage these violations to enforce creditors and debt collectors to release you from bad debt.

our working process

We make working with us easy and stress free.

Evaluating Your Case

During the Free Case Review, one of our advocates will look at each account on your report to ensure all aspects of the report are accurate.

Investigating Your Case

We will begin communicating with the creditor, debt collector and reporting agencies that there are discrepancies with respect to your account and it's reporting.

File The Case

If we can’t come to an agreement with the creditor, we will file your case in private arbitration and provide you with the third-party representation you need to win your case.

DISCLAIMER: Monay & Associates is a consumer advocacy firm. We are not an attorney, nor are we a member of the BAR. We do not provide legal advice nor do we practice law. This content on this website is not legal advice. Monay & Associates maintains a third-party interest in claims or disputes between our clients and their creditor(s).

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